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Managing your money

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Individuals, companies and trusts invest for a reason. It can be for income or growth or a combination of the two. It could be to fund a specific purchase at some point in the future.

Whatever the reason it is important to take into account the objective, the timescale, the investor’s appetite for risk as well as the amount and the timing of the available investment monies.*

We can help by:

  • Collecting relevant facts to understand your current position and evaluating and adopting your existing arrangements.
  • Establishing your financial objectives, tolerance to risk and required liquidity.
  • Producing a financial plan.
  • Establishing a suitable asset allocation to match your attitude towards investment risk.
  • Identifying the most tax efficient wrappers and construct a suitable investment portfolio.
  • Presenting your written financial report.
  • Establishing any new arrangements and processing documentation.

*The value of your investment and income from it can fall as well as rise and you may not get back the original amount you invested.

* The Financial Conduct Authority does not regulate taxation and trust advice.

Where a client’s circumstances require specialist advice, and the local office does not hold the necessary permission from the Financial Conduct Authority, we can draw on the wider specialist expertise available within Perspective Financial Group Ltd nationally. Many of our financial planners hold advanced qualifications in specialist areas of advice, as well as having decades of experience in solving almost all financial planning related issues.

Perspective (Warwick) is a trading style of Perspective (South) Ltd which is authorised and regulated by the Financial Conduct Authority.
Perspective (South) Ltd, Registered in England and Wales No 03120930 Registered Office: Lancaster House, Ackhurst Business Park, Foxhole Road, Chorley PR7 1NY.
Perspective (South) Ltd is a subsidiary of Perspective Financial Group Ltd.

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What to do if we didn’t get something right

We strive to deliver the highest possible level of service to every client, every time. If we got things right, we’re always happy to hear that – thank you. If we didn’t, in the first instance, please contact your Financial Planner or their Office Principal about the matter using the contact details on our website.

Should you not be satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:

The Financial Ombudsman Service
Exchange Tower, London, E14 9SR

Tel: 0800 023 4567 or 0300 123 9123

www.financial-ombudsman.org.uk