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Financial Impact of Divorce and relationship breakdowns

A parent and two kids walking in the hills

Unfortunately, the harsh reality of divorce means not just disentangling your personal lives, but also your financial affairs. This process can often cause even more stress, exacerbating an already difficult time.

One particular area where we can help in the divorce process is in the most appropriate way to share your respective pension benefits, which can often include a transfer of one person’s rights to the other.

In collaboration with your lawyer, we can analyse the financial information provided and ensure that it is complete and accurate.  We then identify areas where further information is required and can assist in gathering and interpreting that information, to ensure that your financial position is fully understood and how it may be affected by any proposed financial settlement.

Our specialist advisers are able to prepare an extensive report considering someone’s financial requirements and provide detailed explanations and justifications of any proposed clean-break settlement.

Our advisers will endeavour to secure the most effective financial settlement, which takes account of relevant tax considerations.  They are able to assist in implementing any financial order, such as pension sharing or attachment orders, and can offer advice in respect of all your financial planning needs for the future, taking into consideration your changed circumstances.

If you have a query or you wish to find out how we can help you, please contact us.

*The Financial Conduct Authority does not regulate taxation advice.

Perspective (Marlborough Place)

Belfast Office
143 Malone Road
Belfast
Northern Ireland
BT9 6SX

Telephone: +(0)28 9068 1999

All calls to and from our landlines and mobiles are recorded to meet regulatory requirements.

Perspective (Marlborough Place) is a trading style of Perspective (North West) Ltd which is authorised and regulated by the Financial Conduct Authority.

Perspective (North West) Ltd, Registered in England and Wales No 4719736 Registered Office: Lancaster House, Ackhurst Business Park, Foxhole Road, Chorley PR7 1NY.

Perspective (North West) Ltd is a subsidiary of Perspective Financial Group Ltd.

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What to do if we didn’t get something right

We strive to deliver the highest possible level of service to every client, every time. If we got things right, we’re always happy to hear that – thank you. If we didn’t, in the first instance, please contact your Financial Planner or their Office Principal about the matter using the contact details on our website.

Should you not be satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:

The Financial Ombudsman Service
Exchange Tower, London, E14 9SR

Tel: 0800 023 4567 or 0300 123 9123

www.financial-ombudsman.org.uk